Elearifan, L., Ismail, I., Abu Al-Roos, A. (2021). ECONOMIC ANALYSIS OF THE PERFORMANCE OF THE BANKING SECTOR IN THE STATE OF KUWAIT( In arabic). Journal of Productivity and Development, 26(4), 601-616. doi: 10.21608/jpd.2021.203261
Lamia Elearifan; Ibrahem Ismail; Ahmed Abu Al-Roos. "ECONOMIC ANALYSIS OF THE PERFORMANCE OF THE BANKING SECTOR IN THE STATE OF KUWAIT( In arabic)". Journal of Productivity and Development, 26, 4, 2021, 601-616. doi: 10.21608/jpd.2021.203261
Elearifan, L., Ismail, I., Abu Al-Roos, A. (2021). 'ECONOMIC ANALYSIS OF THE PERFORMANCE OF THE BANKING SECTOR IN THE STATE OF KUWAIT( In arabic)', Journal of Productivity and Development, 26(4), pp. 601-616. doi: 10.21608/jpd.2021.203261
Elearifan, L., Ismail, I., Abu Al-Roos, A. ECONOMIC ANALYSIS OF THE PERFORMANCE OF THE BANKING SECTOR IN THE STATE OF KUWAIT( In arabic). Journal of Productivity and Development, 2021; 26(4): 601-616. doi: 10.21608/jpd.2021.203261
ECONOMIC ANALYSIS OF THE PERFORMANCE OF THE BANKING SECTOR IN THE STATE OF KUWAIT( In arabic)
Department of Agricultural Economics, Faculty of Technology and Development, Zagazig University, Egypt.
Abstract
The research consists of two main parts, represented in the development of the performance of the banking sector in Kuwait and the analysis of this performance during the period from 1990 - 2015. On the one hand, and the impact of the main variables, which are represented in inflation, unemployment, interest rate and others, and their impact on savings, investment and the money supply. Represented in the banking sector, where shareholders’ rights, government and private sector loans, assets with banks and deposits, which showed an increase in each of them, increased assets from about 146.0 billion dollars in 2008 to 187 billion dollars in 2014, and deposits increased from about 90 billion dollars to 127 billion dollars , during the same period showed an increase in both private sector loans, shareholders' equity and a decline in government loans It increased from about $7.4 billion in 2008 to about $5.4 billion in 2014.It showed a decline in financial indicators during that period for loans and advances for assets, private sector loans for assets, and private sector loans for private sector deposits, while shareholders' equity increased from 11% to 14%. As for credit facilities, they amounted to about 29.50 billion dinars in 2014, with an increase of 2.2 billion dinars for the year 2013. As for the analysis of the performance of the banking sector, it was found that the value of shares traded on the stock exchange increased from 2.6 billion dollars in 1993 to about 40.3 billion dollars in 2013, with a decline in both deposit rates and the interest rate on loans, with an increase in net cash credit from 20.8 billion dollars in 1990 to about $51.4 billion in 2015 and an increase in the size of the money supply from $35.4 billion in 1990 to about $113.3 billion in 2015, an increase in the value of savings, an increase in the unemployment rate, an increase in the inflation rate and an increase in foreign investment, which led to an increase in both the net budget and an increase in spending year and general revenue, and the study recommends working to reduce it.